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Fintech Terms of Service: Legal Requirements Every Payment App and Financial Platform Needs in 2026
Your payment app moves real money. Every transaction your users initiate creates a regulated financial event, and the terms of service governing that relationship carry legal obligations that most general SaaS agreements were never designed to handle. Missing a required Regulation E disclosure or failing to address state money transmission…
Telehealth Terms of Service: Legal Agreements Your Health Tech Platform Needs Beyond the HIPAA BAA
Telehealth platforms sit at the intersection of two heavily regulated industries: healthcare and technology. Founders building in this space often focus on HIPAA compliance, and specifically on getting a Business Associate Agreement signed before launch. That’s necessary, but it is not sufficient. A HIPAA BAA governs your data handling relationship…
Bug Bounty Program Terms: What Your Vulnerability Disclosure Policy and Legal Agreement Must Cover
A security researcher finds a serious vulnerability in your platform. They report it to you, expecting recognition, a bounty payment, or at minimum a safe process to disclose responsibly. Without a written bug bounty agreement in place, you have no contract governing what the researcher can do with the information,…
Cross-Border SaaS Data Transfers: EU Standard Contractual Clauses and What Your Privacy Policy Must Include
Your SaaS platform collects data from users in the EU. Your servers are in the US. On its face, that sounds like a basic hosting decision. Under GDPR, it is a regulated cross-border data transfer that requires a specific legal mechanism before you move a single byte. Most SaaS founders…
CCPA and CPRA Privacy Policy Requirements: What US Businesses Must Include in 2026
California’s Consumer Privacy Act (CCPA) was enforceable from July 2020. Its successor, the California Privacy Rights Act (CPRA), took effect on January 1, 2023 with full enforcement beginning July 1, 2023. Today, in 2026, the compliance expectations are well established, the California Privacy Protection Agency (CPPA) is active, and businesses…
Intellectual Property Protection for Software Companies: What a Technology Lawyer Can Do for Your Business
Most software founders know their code is valuable. Fewer of them have taken the legal steps to ensure that value is actually protected. Intellectual property law for technology companies covers a broad set of rights, and the gaps between what you think is protected and what is actually enforceable can…
